HOW IT WORKS

How limited benefit medical indemnity insurance works

Limited benefit medical indemnity insurance is a type of policy that helps cover the costs of hospital admission that may not be covered by other insurance. It is a type of supplemental insurance and is designed to complement traditional health insurance, not replace it.

When you are admitted to a hospital or ICU for a covered sickness or injury, or need outpatient surgery, emergency room visit, stay in a rehabilitation facility, or ambulance services, the plan pays cash directly to you, so you can pay off medical expenses that your regular health insurance doesn’t cover.