AXA Assistance USA, Inc. 

Find the right limited benefit medical indemnity insurance plan for you

Apply for limited benefit medical indemnity insurance with coverage as soon as the next day.

Find the right limited benefit medical indemnity insurance plan

HOW IT WORKS

How limited benefit medical indemnity insurance works

Limited benefit medical indemnity insurance is a type of policy that helps cover the costs of hospital admission that may not be covered by other insurance. It is a type of supplemental insurance and is designed to complement traditional health insurance, not replace it.

When you are admitted to a hospital or ICU for a covered sickness or injury, or need outpatient surgery, emergency room visit, stay in a rehabilitation facility, or ambulance services, the plan pays cash directly to you, so you can pay off medical expenses that your regular health insurance doesn’t cover.

Apply year round
There is no official open enrollment period, and you can apply anytime.
Use money however you choose
Payments made directly to you, not a hospital. Use the money however you decide.
Guaranteed Issue
There are no medical exams to take and no health questions to answer.

WHAT’S COVERED

Limited benefit medical indemnity insurance coverage

COVERED
  • Outpatient surgery
  • Continuous care
  • Outpatient X-rays and laboratory procedures
  • Outpatient diagnostic imaging procedures
  • Ambulances and emergency rooms
  • Physician office visits
NOT COVERED
  • Pre-existing conditions
  • Preventive care such as routine physicals
  • Any non-medically necessary surgical procedures
  • Outpatient prescription medications

Explore your options today!

View and compare plans and prices in your area

or call

(855) 327-1448

Insurance coverage we offer

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