WHO WE ARE
We partner with Benefytt Technologies, Inc. including its subsidiaries and sister companies, Health Plan Intermediaries Holdings, LLC., HealthPocket, Inc., and American Insurance Service Agency. to process and support your health insurance application. Throughout our website and in communications, we may refer to our partner as Benefytt or HPIH.
You can find out more about our state-specific insurance licenses here.
PERSONALLY IDENTIFIABLE INFORMATION
Information that could identify you, such as your name, birth date, contact information, and health and financial information is your Personally Identifiable Information. Some information standing alone, such as your zip code are not Personally Identifiable Information, but when they are combined with other information, they can become so—for example, your last name, birthdate and zip code.
If you create an account, use our tools, or apply for health insurance, you will be asked to provide Personally Identifiable Information. To take full advantage of our tools and services, it is important that the information is accurate.
We, including HPIH, may use your Personally Identifiable Information to provide customer service, to market or refer products, or request feedback. If you no longer wish to receive communications from us, you can opt out by following the instructions in our most recent communication (click “Unsubscribe” in email, text STOP in response to our text on a mobile device).
If you decide to apply for a health insurance plan through us, your application will contain Personally Identifiable Information, including health and financial information. We transmit your application to be processed by the carrier or its administrator. We may also contact you to update you on the status of your application, health plan, or fulfill other customer service responsibilities; these communications may include email and texts (if you have subscribed to texts). We do not charge for text messaging, but you may be subject to data charges from your mobile provider.
Anonymous Information is information that does not identify you. It can include data you give us, like your zip code, age or gender (when not combined with more detailed information). We also collect data such as your IP address, how you found us, what products you search for, and how much time you spend with us. We aggregate this information to understand our customers and to improve our site.
We also use third-party technology, such as Google Analytics, to collect Anonymous Information. In addition to providing us web data, this technology enables us to deliver targeted advertising. We do not control these technologies, nor do we have a say in their privacy policies. You can learn more by visiting www.aboutads.info/consumers and you might be able to opt-out of some of this advertising; visit www.aboutads.info/choices. Opting-out will not block all ads; you may still receive generic ads.
Some browsers have a “Do Not Track” preference that signals you do not want your web activity tracked. These features don’t have an industry standard yet, so we currently do not recognize them.
INFORMATION WE SHARE
We will only share your Personally Identifiable Information:
- WITH HPIH, our partner HPIH may be the administrator for your selected plan or perform other services including customer support and marketing products/services related to health insurance.
- IF you authorize us to. For example, if you fill out an application and request that it be submitted to a carrier or a carrier’s administrator for membership processing.
- IF we collaborate with or hire a company to perform services on our behalf. For example, we may hire a company to manage customer email marketing. We will not permit these companies to share your Personally Identifiable Information or market other services to you without your consent.
- IF we believe, in good faith, that we are required or permitted to disclose it under law. For example, if we receive a legal order that requires us to assist law enforcement, or if we are resolving a customer dispute.
- IF we are sold, merged, dissolved, acquired or our ownership is significantly changed. You will be notified of these changes via email and/or a prominent notice on our site.
Anonymous Information does not disclose your identity or sensitive information. We may share this information with third parties to develop business strategies and build partnerships that enhance our site and services.
If you contact us for customer service issues, we may first ask you a series of questions to verify your identity. Once we have, we may ask you for additional information as well as access your account, application, policy, etc. to best serve you. You are not obligated to share information, though it may affect our ability to resolve your customer concern.
We comply with HIPAA security requirements. Unfortunately, no system is 100% full proof. When sharing your information, please take precautions--use security software, keep your software up to date, and be web wise.
Our site is not intended for, nor directed to, individuals under 18 years of age. If you believe that a child has provided information to us, please contact us.
If you have any questions, please contact us at Privacy@Benefytt.com.